Send every transaction to the right processor
NetValve Routing evaluates each transaction in real time and selects the optimal acquirer based on cost, geography, and success rates. Set rules, define fallback logic, and let the engine maximize approvals on every payment.
How Routing works
Built for modern payment flows
NetValve gives you the tools to route smarter, block fraud in real time, and automate recurring revenue, all from a single platform built to scale with your business.
Cost optimization
Lower processing fees automatically
Route transactions to the lowest-cost provider for each card type, region, and currency. Save on interchange without sacrificing authorization rates.
Automatic failover
Zero downtime routing
When a processor goes down or starts declining at unusual rates, traffic reroutes instantly to the next-best provider. No manual intervention needed.
Acquiring
Worldpay
EU · GBP, EUR
$1.2M
99.3%
First Data
US · USD
$890K
99.1%
Adyen
APAC · Multi
$340K
97.8%
Stripe
NA · USD, CAD
$2.1M
99.7%
Checkout.com
EU · EUR
$560K
98.9%
Braintree
Global · Multi
$410K
98.2%
dLocal
LATAM · BRL, MXN
$280K
97.5%
PayU
IN · INR
$190K
96.8%
Custom rules engine
Rules that match your business
Build routing rules based on amount, geography, card brand, BIN range, currency, and more. Test new rules in sandbox before going live.
Why NetValve?
Everything you need to get paid
NetValve combines payment processing, fraud protection, and revenue management into a single platform that scales with your business.
The smartest path for every transaction
NetValve evaluates processor fees, auth rates, and uptime in real time, then routes each payment to the optimal provider automatically.
Routing Rules
LiveOne platform, every payment tool you need
From checkout to fraud protection to settlement, NetValve brings your entire payment stack under one roof. Pick the products you need now and add more as you grow.
Analytics Overview
Total Volume
$4.2M
+12.3%Auth Rate
94.3%
+2.1%Decline Rate
5.7%
-1.4%Avg Ticket
$127
+$37-day volume
One dashboard for every processor
See auth rates, fees, and volume across all your payment processors in a single view. Spot underperformance and optimize routing rules in real time.
The NetValve platform
Every product, one platform
Routing is part of the NetValve ecosystem. Every product shares the same infrastructure, the same APIs, and the same commitment to your success.
No vendor lock-in
Route through multiple processors and switch providers without rewriting a single line of code.
Transparent pricing
Interchange-plus pricing with no hidden fees, no surprise charges, and no long-term contracts.
Developer-first APIs
Clean REST APIs, detailed documentation, and sandbox environments that actually mirror production.
Dedicated support
Every account gets a real team, not a ticket queue. Reach us by phone, email, or chat anytime.
Routing FAQ
Common questions
Everything you need to know about Routing.
How does smart routing decide which processor to use?
The routing engine evaluates each transaction against factors like card type, currency, geography, amount, and real-time processor performance data. It selects the provider most likely to approve the transaction at the lowest cost.
Can I set my own routing rules?
Yes. You can create rules based on BIN ranges, transaction amounts, currencies, card brands, geographies, and more. Rules can be tested in sandbox before going live.
What happens if a processor goes down?
Traffic automatically reroutes to your next-best provider within milliseconds. No manual intervention, no lost transactions. You can configure fallback priorities in the dashboard.
Do I need to integrate with each processor separately?
No. You integrate once with NetValve, and we handle the connections to each processor. Add or remove providers without changing your code.
Ready to optimize your payments?
Talk to our team about how NetValve can help you reduce costs, recover revenue, and scale globally.