Accept Zelle with NetValve
Enable instant bank-to-bank payments with Zelle. Integrated into over 2,000 banking apps, Zelle lets customers pay directly from their bank account with no card required.
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Why accept Zelle
Key benefits of offering Zelle through NetValve.
Instant
Real-time bank transfers
Zelle moves money between bank accounts in minutes, not days. Customers pay instantly from their banking app without needing a card or separate account.
Embedded
Built into 2,000+ banks
Zelle is pre-installed in most major US banking apps. Customers don't need to download anything. They already have it on their phone.
Low cost
No card network fees
Zelle bypasses Visa and Mastercard entirely. Bank-to-bank payments mean lower processing costs compared to traditional card transactions.
Integration
One integration. Zelle and everything else.
Connect Zelle through NetValve's unified API, the same integration that powers cards, digital wallets, and 20+ payment processors.
Unified API
A single REST API for every payment method. Add Zelle without changing your existing integration.
Hosted checkout
Use NetValve's pre-built payment page with Zelle ready to go. No frontend code required.
Unified dashboard
Manage Zelle alongside every payment method
Enable, disable, and monitor all your payment methods from a single NetValve dashboard. No juggling separate provider portals.
Zelle FAQ
Common questions
Everything you need to know about accepting Zelle with NetValve.
Do customers need a Zelle account?
No separate account is needed. Zelle is built into most major US banking apps. Customers just need a bank account at a participating institution.
Is Zelle available outside the US?
Zelle is currently a US-only payment method. For international bank transfers, NetValve supports other A2A methods like iDEAL and Pix.
How fast are Zelle payments?
Zelle transfers typically complete in minutes when both parties use participating banks. Some transfers may take up to one business day.
Are Zelle payments reversible?
Zelle payments are generally not reversible once sent, which reduces chargeback risk for merchants. This makes it similar to a cash payment in terms of finality.
More payment methods
Explore other payment methods
NetValve supports all major alternative payment methods through a single integration.
Ready to accept Zelle?
Talk to our team about adding Zelle to your payment stack with NetValve.